Spencer Brady
Loan Officer with Fairway Home Mortgage in Eden Prairie, Minnesota — licensed in Minnesota and Wisconsin, and built for first-time buyers and the real estate agents who represent them.
Spencer's practice runs on a simple observation: houses are bought on nights and weekends, in fast-moving conversations between a buyer, their agent, and — if everyone's lucky — a lender who actually picks up. So that's the service: payment answers while you're standing in the driveway, pre-approval letters matched to each offer, strategy huddles with your agent before anything's signed, and a personal call to the listing agent every time your offer goes in.
Behind that is Fairway Independent Mortgage Corporation — one of the country's largest purchase lenders — and deep fluency in the programs that matter most to Minnesota and Wisconsin first-time buyers: conventional 3% down, FHA, VA, USDA, Minnesota Housing's Start Up and down payment assistance loans, and WHEDA across the border.
The standards of the practice
Answer the phone
Evenings, weekends, offer nights. If it matters to your purchase, it doesn't wait for Monday.
Tell the truth about the numbers
Real payments, real cash-to-close, and an honest "not yet — here's the plan" when that's the answer.
Play as a team
Your agent is a partner, not a bystander. Coordinated from the first call to the closing table.
Ready when you are — including tonight.
Call, text, or apply. Pre-approvals move fast so your offers can too.
Applications run entirely on Fairway's secure systems — this site collects nothing.